About Our Agency | OneTrust Insurance, Gastonia NC

OneTrust Risk Management & Insurance is an independent property and casualty insurance agency at 543 Cox Rd in Gastonia, North Carolina. We represent more than 25 carriers and write commercial and personal lines across North Carolina and South Carolina, with additional licensing in Tennessee, Virginia, and Florida.

Honest advice, exceptional service

OneTrust was built on a simple idea: insurance should be personal. Because we're independent, we're free to put your interests first — tailoring coverage to fit your life, your family, and your business, and standing beside you when you need us most.

That independence matters most in commercial lines, where the difference between a good outcome and a bad one is usually which carrier saw the submission. A captive agent has one appetite to work with. We have more than twenty-five, and we know which ones actually want a mechanical contractor, an apartment complex, or a store with fuel.

25+Carrier partners, including Nationwide, Progressive, Travelers, Liberty Mutual, Chubb, and CNA.

5 statesLicensed in North Carolina, South Carolina, Tennessee, Virginia, and Florida.

P&C onlyProperty and casualty and risk management consulting — that focus is what keeps our class depth.

What we focus on

We are a property and casualty agency. The agency is appointed for life, health, and Medicare supplement but does not solicit those lines. That is a deliberate choice: commercial insurance is decided by class of business, and depth in a class is worth more to a business owner than breadth across product lines.

Our largest classes are contractors, lessor's risk and landlord property, homeowners and condominium associations, auto service and repair, and convenience stores and gas stations. Those are the accounts where we are most competitive, and it is not a coincidence — they're the ones we write enough of to know the markets, the forms, and the exposures that actually generate claims.