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Request a Certificate of Insurance

Most certificates go out the same business day, with the additional insured and waiver wording your contract actually requires.

A certificate of insurance is written proof that a policy exists — the document a general contractor, property manager, or client asks for before letting you start work. OneTrust issues most certificates the same business day and sends them directly to the certificate holder.

What we need from you

  1. The certificate holder's exact legal name and address, as it appears in your contract. Not an abbreviation — certificates get rejected over this constantly.
  2. Any additional insured requirement, and whether it needs to include completed operations as well as ongoing operations.
  3. Whether a waiver of subrogation is required, and for which policies.
  4. Whether primary and non-contributory wording is required.
  5. The project name or number, if the contract references one.

The fastest way to get this right the first time is to send us the insurance requirements section of the contract itself. We would rather read four paragraphs of contract language than guess and issue a certificate that gets bounced back.

A certificate is evidence, not coverage. It documents what was in force on the day it was issued. What actually extends protection to another party is an endorsement on the policy — an additional insured endorsement, a waiver of subrogation endorsement. Some of those carry additional premium and some require carrier approval, which is why a request for unusual wording can take longer than a routine certificate.

Request a certificate

Certificate of Insurance Request

Most certificates issued the same business day

Your information
Certificate holder
Use the full legal name, not an abbreviation — this is the single most common reason a certificate gets rejected.
Contract requirements
Ongoing operations only covers you while the job is in progress. Completed operations covers claims that arrive after the work is finished — most construction contracts require both.
Additional insured, waiver of subrogation, and primary & non-contributory wording each require a policy endorsement. Some carry additional premium and some need carrier approval, so these requests can take longer than a routine certificate.
Job details
PDF, Word, or a photo. Max 8 MB. We would rather read the contract language than guess and issue something that gets bounced back.
🔒 Your information is sent securely to our team.

Frequently asked questions

How fast can I get a certificate of insurance?
Most certificates are issued the same business day. Send the certificate holder's exact legal name and address along with any additional insured, waiver of subrogation, or primary and non-contributory wording the contract requires, and we'll issue it and send it directly to the holder.
What is the difference between a certificate and an additional insured endorsement?
A certificate is evidence that coverage existed on the day it was issued — it grants no rights by itself. An additional insured endorsement is an actual change to the policy that extends coverage to the named party. If a contract requires additional insured status, a certificate alone does not satisfy it.
Why was my certificate rejected?
Most often because the certificate holder's name or address doesn't match the contract exactly, or because required wording — additional insured for completed operations, waiver of subrogation, primary and non-contributory — is missing. Send us the insurance requirements section of the contract and we'll match it.